Keep in mind that all servicers for loans owned or guaranteed by Fannie Mae and Freddie Mac are required to participate with respect to those loans but you are not obligated to your current servicer/lender. You can choose another servicer/lender. (See How do I know if my loan is owned or has been guaranteed by Fannie Mae or Freddie Mac?)
What should I do if my servicer tells me that the investor is not participating in the Making Home Affordable Program?
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