How do I apply for a refinance under HARP?

It’s as simple as clicking on the  Button. A HARP specialist will analyze the data, direct or guide you to all the benefits HARP has to offer.  Harp Lann Direct has moments of higher than average volume. Please be patient and you will be helped as soon as possible. It will also speed up the process if you have the necessary documents ready for the HARP specialist. Generally, you will need the following:

Information about the monthly gross (before tax) income of all the homeowners on your loan, including recent pay stubs if you receive them, or documentation of income you receive from other sources

  • Your most recent income tax return
  • Information about any junior lien mortgage on the house
  • Account balances and minimum monthly payments due on all of your credit cards
  • Account balances and monthly payments on all your other debts such as student loans and car loans
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